


The Superannuation Monopoly: Do You Really Want Just 18 Players Controlling $14 Trillion?

Super Funds Are Shrinking – But Not in a Good Way
The Australian superannuation industry is consolidating fast. Mercer predicts that the number of super funds will drop from 89 to just 32 in a decade—and by 2049, only 18 funds will control $14 trillion in retirement savings.
That means less competition, fewer choices, and potentially weaker returns. Do we really want our financial future concentrated in so few hands?
More Money, Fewer Choices – Who Really Wins?
While super savings will grow from $2.9 trillion today to $14 trillion by 2049, everyday investors will have fewer options. With fewer funds, we risk:
- Lower returns – Large funds favour safe, slow-growth investments.
- Higher fees – Less competition means more costs for you.
- Overseas investments – Your super could be funding global markets instead of Australian growth.
The Danger of a Superannuation Oligopoly
Fewer funds mean less accountability. With only 18 controlling trillions, they dictate where your money goes. This isn’t just about numbers—it’s about control.
Supavest OCP & TIC Property: Smarter Alternatives
Instead of relying on a system limiting your options, explore Supavest OCP and TIC Property. These solutions put control back in your hands, offering:
- Diversified investments beyond traditional super funds.
- Australian property opportunities with high growth potential.
- Financial independence without relying on big super funds.
Take Back Control of Your Wealth
Superannuation is shrinking in all the wrong ways. Don’t let 18 funds control your future.

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