


Australia’s Super Funds Are Sitting Ducks – And the RBA Just Lit the Fuse

Homeowners may win from rate cuts, but your super could be on the brink.
RBA’s Inaction Could Wipe Out Retirement Security
The Reserve Bank’s decision to hold the cash rate at 4.10% has raised eyebrows, especially in the wake of Donald Trump’s aggressive new “Liberation Day” tariffs. Hours after the announcement, the RBA downgraded its financial stability outlook—signalling deeper concerns about global fallout.
Critics, including Yahoo Finance contributor Stephen Koukoulas, have called the decision a “serious error of judgment.” If the RBA waits too long, even a double rate cut in May might not be enough to stabilise the economy—or protect your super.
Super Funds Are Overexposed and Underprepared
Australia’s retail and industry super funds are heavily reliant on global market stability. With inflationary pressure from the US and broader economic uncertainty, those funds are now more vulnerable than ever.
The RBA’s warning is clear: our superannuation system faces medium-term risk. For everyday Australians, that means what you thought was a safe retirement strategy could be quietly slipping away.
It’s Time to Back Real Assets, Not Fragile Funds
In a climate like this, alternative investments in real assets make more sense than ever. Supavest OCP and TIC Property offer access to income-generating property portfolios that are designed to weather market shocks.
These strategies are underpinned by solid fundamentals: long-term leases, stable returns, and a clear path to building wealth outside the shaky super system.