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You're Screwed and Don’t Even Know It — Why Millennials & Gen Z Will Be Australia’s Poorest Retirees
You Don’t Think About Retirement. That’s Exactly Why You’re at Risk.
If you’re in your 20s or 30s, here’s a cold, brutal truth:
You’re on track to retire with debt, no assets, and a government pension that barely covers groceries.
Think that’s an exaggeration? Think again:
- 64% of retirees today rely on the Age Pension to get by
- Wages have barely moved in 15 years
- Property is more unaffordable than ever
- And superannuation? It’s not enough — especially for you
But here's the reality:
If you’re not actively planning and investing for retirement by 30, you’re already falling behind — and it gets harder every year you wait.
The cost of a “comfortable retirement” in Australia today is over $73,000 a year for couples — and that number’s climbing.
Your super balance at 30? The average is less than $30K.
You think you have time. But time only helps you if you use it. Otherwise, it buries you.
The Scariest Part? You’ll Be the Generation That Knew Better… and Still Did Nothing
This isn’t fear-mongering. It’s your financial reality check.
What are you doing to not end up on the government pension?
Disclaimer: This article is educational in nature and does not constitute financial advice.
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